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Waves

About Me

Life can feel overwhelming — especially when money becomes

one more thing you’re supposed to “figure out.”

If you’re juggling a career, family, responsibilities and expectations,

it’s easy for your own financial goals to quietly fall to the

bottom of the list.

You don’t need more pressure.
You need clarity, support and a way forward that actually fits your life.

That’s where I come in.

I help women simplify their finances, regain confidence and take control — without rigid rules, shame or overwhelm.

Because building wealth shouldn’t feel like another full-time job.
And it definitely shouldn’t cost you your peace.

About: Headliner
About: About

Hi, I’m Maria — some people call me Cel.

I’ve been helping Canadians with their finances for over 13 years as a Professional Financial Advisor (PFA), but what I do today goes far beyond traditional financial advice.

Before entering the financial industry, I worked in the transportation sector, where I saw firsthand how capable, hardworking professionals still struggled with money — not because they weren’t smart, but because they lacked clarity, structure and support.

Over the years, I’ve been recognized for my work, including:

  • Ranked #5 on MSN’s Top 10 Financial Advisors to Watch in 2024

  • Guest on Desjardins’ Discovery Series Podcast

  • Speaker at industry and community events, including Advocis Vancouver Chapter

  • Featured in media such as Yahoo Finance and Bloomberg

I also serve as a Learning & Development Director within my agency, supporting advisors through education, compliance and growth.

But credentials alone aren’t what define my work.

My Background 

Cel in Orange.JPG

This Is My Calling — Not Just My Work

My passion for this work comes from lived experience.

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I’m a mother to an incredible daughter with Down syndrome. I’ve navigated burnout, responsibility and the pressure of “holding it all together.” I understand what it’s like to put everyone else first — and tell yourself you’ll deal with your finances later.

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That “later” often becomes years.

 

I don’t believe women struggle because they don’t care or don’t know enough.
They struggle because life is full — and no one ever showed them how to apply what they already know in a way that works in real life.

 

This is why I do what I do.
Not as a job — but as a calling.

Who I Help

I work with women professionals, solopreneurs and business owners who:

  • are capable and responsible

  • feel stuck despite doing their best

  • know what they should be doing, but struggle to follow through

  • want clarity without complexity

They’re not looking for quick fixes or financial jargon.
They want structure, support and someone who understands their world.

Why Women Professionals

I chose to work with women professionals, solopreneurs and business owners because I am one of them.

I understand what it’s like to be capable, responsible and relied on — while quietly carrying the weight of decisions, expectations and financial pressure.

Women like you aren’t struggling because you’re careless or uninformed.
You’re struggling because you’re doing a lot — and no one ever gave you a clear, supportive structure that fits real life.

I’ve seen how easily women professionals:

  • put everyone else first

  • delay their own financial goals

  • tell themselves they’ll “deal with it later”

  • carry stress silently because they feel they should know better

Over time, that pressure turns into overwhelm, hesitation and self-doubt — even for smart, accomplished women.

This is where my work matters most.

I help women professionals slow the noise, reconnect with what matters, and move forward with clarity, confidence and control — without sacrificing their values or their wellbeing.

Because when women feel supported and clear, they don’t just manage money better.

They lead their lives differently.

How I Do It

My work is centered on helping women move from knowing → doing — without pressure or overwhelm.

 

I use two complementary frameworks, depending on where you are in your journey:

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The Moving Up Strategy™

 

This provides structure and momentum.

It helps you:

  • understand where you are and where you want to be

  • focus on what truly matters right now

  • take simple, intentional steps forward

  • build confidence through progress, not perfection

Money likes movement — and this strategy helps you move up, not just financially, but in clarity and confidence.

 

The Release, Reset & Receive™ Method

 

This supports emotional and mental alignment.

It helps you:

  • release habits, beliefs and patterns that keep you stuck

  • reset your priorities, energy and relationship with money

  • receive growth, support and opportunities without guilt or fear

Together, these frameworks create real-life application — where mindset, money and action finally work together.

What's in It for You

If you’re looking for a heart-centered coach who:

  • sees the whole picture of your life

  • creates a safe, judgment-free space

  • offers clear steps without rigidity

  • helps you simplify instead of overwhelm

You’re in the right place.

My goal is to help you experience clarity, confidence and control — while fitting financial growth into your real, busy life.

About: Services
Keyboard and Mouse

This is where knowing becomes doing — and clarity, confidence and control begin.

How can a financial coach support you?

No matter where you are in life — growing your career, raising a family, building a business, prioritizing health, or planning for the future — I’m here to help you:

  • build and grow your wealth

  • protect what you’ve worked hard for

  • make decisions with confidence

  • feel secure at every stage of life

My aim is simple:
to make sure your money supports your life — not the other way around.

If this resonates, let’s talk.

DISCLAIMER

Educational purposes only. This does not constitute financial, legal, tax, or medical advice. Eligibility and government program rules may vary. Please consult qualified professionals for personalized guidance.

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©2023 by Cel Sangalang. 

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