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Waves

About Me

Life can feel overwhelming — especially when money becomes

one more thing you’re supposed to “figure out.”

If you’re juggling a career, family, responsibilities and expectations,

it’s easy for your own financial goals to quietly fall to the

bottom of the list.

You don’t need more pressure.
You need clarity, support and a way forward that actually fits your life.

That’s where I come in.

I help women simplify their finances, regain confidence and take control — without rigid rules, shame or overwhelm.

Because building wealth shouldn’t feel like another full-time job.
And it definitely shouldn’t cost you your peace.

About: Headliner
About: About

Hi, I’m Maria — some people call me Cel.

I’ve been helping Canadians with their finances for over 13 years as a Professional Financial Advisor (PFA), but what I do today goes far beyond traditional financial advice.

Before entering the financial industry, I worked in the transportation sector, where I saw firsthand how capable, hardworking professionals still struggled with money — not because they weren’t smart, but because they lacked clarity, structure and support.

Over the years, I’ve been recognized for my work, including:

  • Ranked #5 on MSN’s Top 10 Financial Advisors to Watch in 2024

  • Guest on Desjardins’ Discovery Series Podcast

  • Speaker at industry and community events, including Advocis Vancouver Chapter

  • Featured in media such as Yahoo Finance and Bloomberg

I also serve as a Learning & Development Director within my agency, supporting advisors through education, compliance and growth.

But credentials alone aren’t what define my work.

My Background 

Cel in Orange.JPG

This Is My Calling — Not Just My Work

My passion for this work comes from lived experience.

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I’m a mother to an incredible daughter with Down syndrome. I’ve navigated burnout, responsibility and the pressure of “holding it all together.” I understand what it’s like to put everyone else first — and tell yourself you’ll deal with your finances later.

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That “later” often becomes years.

 

I don’t believe women struggle because they don’t care or don’t know enough.
They struggle because life is full — and no one ever showed them how to apply what they already know in a way that works in real life.

 

This is why I do what I do.
Not as a job — but as a calling.

Who I Help

I work with women professionals, solopreneurs and business owners who:

  • are capable and responsible

  • feel stuck despite doing their best

  • know what they should be doing, but struggle to follow through

  • want clarity without complexity

They’re not looking for quick fixes or financial jargon.
They want structure, support and someone who understands their world.

Why Women Professionals

I chose to work with women professionals, solopreneurs and business owners because I am one of them.

I understand what it’s like to be capable, responsible and relied on — while quietly carrying the weight of decisions, expectations and financial pressure.

Women like you aren’t struggling because you’re careless or uninformed.
You’re struggling because you’re doing a lot — and no one ever gave you a clear, supportive structure that fits real life.

I’ve seen how easily women professionals:

  • put everyone else first

  • delay their own financial goals

  • tell themselves they’ll “deal with it later”

  • carry stress silently because they feel they should know better

Over time, that pressure turns into overwhelm, hesitation and self-doubt — even for smart, accomplished women.

This is where my work matters most.

I help women professionals slow the noise, reconnect with what matters, and move forward with clarity, confidence and control — without sacrificing their values or their wellbeing.

Because when women feel supported and clear, they don’t just manage money better.

They lead their lives differently.

How I Do It

My work is centered on helping women move from knowing → doing — without pressure or overwhelm.

 

I use two complementary frameworks, depending on where you are in your journey:

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The Moving Up Strategy™

 

This provides structure and momentum.

It helps you:

  • understand where you are and where you want to be

  • focus on what truly matters right now

  • take simple, intentional steps forward

  • build confidence through progress, not perfection

Money likes movement — and this strategy helps you move up, not just financially, but in clarity and confidence.

 

The Release, Reset & Receive™ Method

 

This supports emotional and mental alignment.

It helps you:

  • release habits, beliefs and patterns that keep you stuck

  • reset your priorities, energy and relationship with money

  • receive growth, support and opportunities without guilt or fear

Together, these frameworks create real-life application — where mindset, money and action finally work together.

What's in It for You

If you’re looking for a heart-centered coach who:

  • sees the whole picture of your life

  • creates a safe, judgment-free space

  • offers clear steps without rigidity

  • helps you simplify instead of overwhelm

You’re in the right place.

My goal is to help you experience clarity, confidence and control — while fitting financial growth into your real, busy life.

About: Services
Keyboard and Mouse

This is where knowing becomes doing — and clarity, confidence and control begin.

How can a financial coach support you?

No matter where you are in life — growing your career, raising a family, building a business, prioritizing health, or planning for the future — I’m here to help you:

  • build and grow your wealth

  • protect what you’ve worked hard for

  • make decisions with confidence

  • feel secure at every stage of life

My aim is simple:
to make sure your money supports your life — not the other way around.

If this resonates, let’s talk.

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©2023 by Cel Sangalang. 

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